FDIC certificate number: The FDIC certificate number is the identifier the FDIC assigns an institution when it insures it.
Where it comes from
Issued at insurance, unique to the institution, and it stays with the charter through name changes. It is the key that joins FDIC data, such as branch level deposit market share, to a bank.
How to read it
The cert number is the identifier most FDIC tools ask for, and it is not the same thing as the RSSD id the Federal Reserve uses or the legal entity identifier a bank may also carry. A bank has several identifiers and they do not convert into one another.
The common mistake. Assuming the certificate survives a merger. When two banks combine, the acquired charter’s certificate is retired, so a historical series keyed on cert number simply ends rather than continuing under the acquirer.
Go deeper
- How to read a call report
- BankingLens pricing and what a subscription adds: percentile rank against the bank’s own FFIEC peer group, fourteen quarters of trend, and the flags an examiner reaches for first.
See also. RSSD ID, Call report, Uninsured deposits.
This page is generated by _tools/seo/build_glossary.mjs and carries no figure that was typed in. See our methodology and disclaimer. Definitions are general guidance, not regulatory or investment advice.