Legal
Disclaimer
Last updated: [DATE TO BE FILLED]
Not financial, legal, or investment advice
BankingLENS and all reports, scorecards, rankings, and outputs produced by the Service are for informational and research purposes only. Nothing provided by the Service constitutes financial, legal, investment, accounting, tax, or credit advice. You should consult qualified professionals before making any financial decision.
Not a credit-decisioning service
Borrower Assist is not a consumer reporting agency under the Fair Credit Reporting Act (FCRA) and the reports it generates are not consumer reports. The Service must not be used to make credit, employment, insurance, or other eligibility decisions unless the operator independently maintains FCRA compliance and uses the Service only as a directional research aid.
Data source and accuracy
All bank data is derived from public FFIEC call-report filings. While we make reasonable efforts to refresh and validate data, we do not guarantee accuracy, completeness, timeliness, or fitness for any particular purpose. Banks may amend filings; our data reflects the most recent filing as of our last refresh.
No affiliation
Data Clarity LLC and BankingLENS are not affiliated with, endorsed by, or sponsored by the FFIEC, FDIC, OCC, Federal Reserve, any state bank regulator, or any individual bank.
No guarantees of loan approval or outcomes
A bank's appearance in a Borrower Assist report indicates only that the bank's reported lending portfolio shows historical lending in similar categories. It is not a guarantee, indication, or implication that the bank will fund your loan, qualify you for any product, or offer favorable terms.
Contact
Questions about this disclaimer: hello@bankinglens.com