About
Every US bank files quarterly with the FFIEC. Those filings, the call reports, contain everything you need to know about a bank's financial health, loan portfolio, and peer position. They're free. They're public. And until now, they were impossible to use without a spreadsheet and a weekend.
Bank analysts, examiners, and consultants pay tens of thousands for institutional terminals. Small business owners and loan brokers get nothing, they're left Googling "best banks for SBA loans" and scrolling through ad-funded listicles that don't account for what the bank actually lends on.
BankingLENS fixes both sides of that gap with the same dataset. Bank Peer Intel is for the analyst side, peer benchmarking, scorecards, ratio trends. Borrower Assist is for the operator side, match your scenario to banks already lending in your space, with contact info and outreach guidance.
Both tools are built directly on FFIEC public bulk data. No proprietary databases. No black-box scoring. Every metric ties back to a specific call-report line item.
FFIEC publishes quarterly call reports for every US bank, free and public.
We pull the bulk filings, validate against FFIEC's published rules, and store the raw fields.
Compute ratios, build peer groups, reconcile to the UBPR-published numbers examiners use.
Scorecards, ranked lists, ranked PDFs. Decisions in seconds instead of hours.
BankingLENS is a product of Data Clarity LLC, an independent software company. We're not affiliated with the FFIEC, FDIC, OCC, Federal Reserve, or any bank.
The product is a focused, solo-founder operation, which means we move fast, listen to customers directly, and keep pricing honest. If you have a question, an idea, or a complaint, the founder reads every email.
Founder, Data Clarity LLC
Micah Linberger started his career as a CPA at a large firm. He moved into business analytics for a manufacturer and brand house, then into data engineering, ingestion, and security work. While consulting on a simple analytics project for a local bank, he came across the FFIEC call-report dataset and started building tools to make it more usable. BankingLENS is the result. Bank Peer Intel and Borrower Assist both run on the same FFIEC pipeline. The work combines an accounting background with data engineering, applied to a public dataset every US bank files quarterly.
Reach out directly: hello@bankinglens.com
For media inquiries, partnership conversations, or speaking requests.
hello@bankinglens.com →Data Clarity LLC · St. Louis, Missouri · United States
