BankingLENS

Public industry data

US Banking Industry Snapshot, Q1 2026

A high-level read on the health of FDIC-insured US banks, refreshed each quarter from public FFIEC call-report data. Use it to gauge where the industry sits before drilling into a specific bank or peer group.

As of filing quarter the latest available. Data sourced from public FFIEC call reports.

Headline statistics

Total US banks

4,296

FDIC-insured commercial banks and savings institutions filing call reports.

Aggregate assets

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Total industry assets reported in the latest filing quarter.

Industry ROA

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Asset-weighted return on assets across all reporting banks. Not a median: larger banks carry proportionally more weight.

Industry NPL ratio

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Non-performing loans as a percent of total loans, loan-weighted across all reporting banks.

Top movers this quarter

Largest year-over-year changes in NPL ratio (worst-deteriorating) and ROA (best-improving).

Asset quality deterioration

10 largest YoY NPL ratio increases

Bank State NPL % YoY
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Profitability improvement

10 largest YoY ROA gains

Bank State ROA % YoY
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Recent failures

Most recent FDIC-resolved bank failures.

See the full failure database ->
Bank name City State Closing date Acquirer
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Industry trends

Aggregate ROA trend

Industry return on assets, asset-weighted across every filing bank, over the trailing 8 quarters.

Aggregate NPL trend

Industry non-performing loan ratio, loan-weighted across every filing bank, over the trailing 8 quarters.

Bank count by asset band

Number of FDIC-insured banks in each asset band, at the latest filing quarter.

Track specific banks

Build a watchlist, run peer comparisons, and get alerts when a tracked bank trips a metric threshold.

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Get borrower-ready reports

A 3-bank scorecard your loan officer can hand to a credit committee. From public FFIEC data.

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