BankingLENS

Public industry data

US Banking Industry Snapshot, Q1 2026

A high-level read on the health of FDIC-insured US banks, refreshed each quarter from public FFIEC call-report data. Use it to gauge where the industry sits before drilling into a specific bank or peer group.

As of filing quarter 2026Q1. Data sourced from public FFIEC call reports.

Headline statistics

Total US banks

4,335

FDIC-insured commercial banks and savings institutions filing call reports.

Aggregate assets

$24.1T

Total industry assets reported in the latest filing quarter.

Median ROA

1.04%

Median return on assets across all reporting banks.

Median NPL ratio

0.62%

Median non-performing loans as a percent of total loans.

Top movers this quarter

Largest year-over-year changes in NPL ratio (worst-deteriorating) and ROA (best-improving).

Asset quality deterioration

10 largest YoY NPL ratio increases

Bank State NPL % YoY
Loading...

Profitability improvement

10 largest YoY ROA gains

Bank State ROA % YoY
Loading...

Recent failures

Most recent FDIC-resolved bank failures.

See the full failure database ->
Bank name City State Closing date Acquirer
Loading...

Industry trends

Aggregate ROA trend

Industry-weighted return on assets over the trailing 8 quarters. Real series wires in soon.

1.30 1.10 0.90 0.70 24Q2 24Q4 25Q2 25Q4

Aggregate NPL trend

Industry-weighted non-performing loan ratio over the trailing 8 quarters. Real series wires in soon.

1.20 0.95 0.70 0.45 24Q2 24Q4 25Q2 25Q4

Bank count by asset band

Distribution of FDIC-insured banks across size bands. Real counts wire in soon.

2000 1500 1000 500 <250M 250M-1B 1-10B 10-100B >100B

Track specific banks

Build a watchlist, run peer comparisons, and get alerts when a tracked bank trips a metric threshold.

Open the dashboard ->

Get borrower-ready reports

A 3-bank scorecard your loan officer can hand to a credit committee. From public FFIEC data.

Order a report ->