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The Torrington Savings Bank

Torrington, CT · Q2 2026 call report, filed for the period ended June 30, 2026.

Reported figures for Q2 2026. Source: FFIEC call report, filed by the institution.
Return on assetsNet income as a share of average assets. 0.64%
Net interest marginNet interest income over average earning assets. 3.14%
Efficiency ratioNoninterest expense per dollar of revenue. Lower is leaner. 76.83%
Tier 1 leverage ratioTier 1 capital against average assets. 19.03%
Nonperforming loansNoncurrent loans as a share of total loans. 0.14%
Loans to depositsNet loans funded by deposits. 99.56%

How does this compare to its peers?

These are The Torrington Savings Bank's own reported figures. The scorecard puts each one against the savings, $300m-$1b group it is measured in - percentile rank on every metric, fourteen quarters of trend, and the flags an examiner would look at first.

Open the full scorecard