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The First National Bank of Mcgregor

Mc Gregor, TX · Q2 2026 call report, filed for the period ended June 30, 2026.

Reported figures for Q2 2026. Source: FFIEC call report, filed by the institution.
Return on assetsNet income as a share of average assets. 1.09%
Net interest marginNet interest income over average earning assets. 4.09%
Efficiency ratioNoninterest expense per dollar of revenue. Lower is leaner. 63.26%
Tier 1 leverage ratioTier 1 capital against average assets. 9.55%
Nonperforming loansNoncurrent loans as a share of total loans. 2.72%
Loans to depositsNet loans funded by deposits. 84.14%

How does this compare to its peers?

These are The First National Bank of Mcgregor's own reported figures. The scorecard puts each one against the commercial, $1b-$3b group it is measured in - percentile rank on every metric, fourteen quarters of trend, and the flags an examiner would look at first.

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