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Main Street Bank Corp.

Wooster, OH · Q2 2026 call report, filed for the period ended June 30, 2026.

Reported figures for Q2 2026. Source: FFIEC call report, filed by the institution.
Return on assetsNet income as a share of average assets. 1.49%
Net interest marginNet interest income over average earning assets. 3.86%
Efficiency ratioNoninterest expense per dollar of revenue. Lower is leaner. 50.06%
Tier 1 leverage ratioTier 1 capital against average assets. 9.25%
Nonperforming loansNoncurrent loans as a share of total loans. 0.66%
Loans to depositsNet loans funded by deposits. 91.66%

How does this compare to its peers?

These are Main Street Bank Corp.'s own reported figures. The scorecard puts each one against the commercial, $1b-$3b group it is measured in - percentile rank on every metric, fourteen quarters of trend, and the flags an examiner would look at first.

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