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First General Bank

Rowland Heights, CA · Q2 2026 call report, filed for the period ended June 30, 2026.

Reported figures for Q2 2026. Source: FFIEC call report, filed by the institution.
Return on assetsNet income as a share of average assets. 2.30%
Net interest marginNet interest income over average earning assets. 4.92%
Efficiency ratioNoninterest expense per dollar of revenue. Lower is leaner. 31.65%
Tier 1 leverage ratioTier 1 capital against average assets. 26.30%
Nonperforming loansNoncurrent loans as a share of total loans. 1.83%
Loans to depositsNet loans funded by deposits. 111.14%

How does this compare to its peers?

These are First General Bank's own reported figures. The scorecard puts each one against the commercial, $1b-$3b group it is measured in - percentile rank on every metric, fourteen quarters of trend, and the flags an examiner would look at first.

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