Charles Schwab Trust Bank

Westlake, TX · Q2 2026 call report, filed for the period ended June 30, 2026.

Total assets$10.51 billion
FFIEC peer groupCommercial, $10B-$100B
RSSD ID5278251

Reported figures for Q2 2026. Source: FFIEC call report, filed by the institution.
Return on assetsNet income as a share of average assets.	2.05%
Net interest marginNet interest income over average earning assets.	2.48%
Efficiency ratioNoninterest expense per dollar of revenue. Lower is leaner.	25.44%
Tier 1 leverage ratioTier 1 capital against average assets.	10.93%
Nonperforming loansNoncurrent loans as a share of total loans.	Not reported
Loans to depositsNet loans funded by deposits.	0.00%

How does this compare to its peers?

These are Charles Schwab Trust Bank's own reported figures. The scorecard puts each one against the commercial, $10b-$100b group it is measured in - percentile rank on every metric, fourteen quarters of trend, and the flags an examiner would look at first.

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