BankingLENS

Ally Bank

Sandy, UT · Q2 2026 call report, filed for the period ended June 30, 2026.

Reported figures for Q2 2026. Source: FFIEC call report, filed by the institution.
Return on assetsNet income as a share of average assets. 1.20%
Net interest marginNet interest income over average earning assets. 3.99%
Efficiency ratioNoninterest expense per dollar of revenue. Lower is leaner. 48.95%
Tier 1 leverage ratioTier 1 capital against average assets. 9.60%
Nonperforming loansNoncurrent loans as a share of total loans. 0.85%
Loans to depositsNet loans funded by deposits. 89.33%

How does this compare to its peers?

These are Ally Bank's own reported figures. The scorecard puts each one against the commercial, over $100b group it is measured in - percentile rank on every metric, fourteen quarters of trend, and the flags an examiner would look at first.

Open the full scorecard